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Double Closing Funding for Wholesalers
NC, GA, VA. Up to $500K. 0.75% fee, paid at closing.
Who This Is For
You're a wholesaler with a property under contract and an end buyer ready to close, and an assignment won't work. Maybe the seller won't allow one (common on bank-owned and MLS deals), your buyer's lender won't accept one, or you'd rather keep your purchase and your sale as two separate closings. A double closing handles it: you buy the property and sell it to your end buyer back to back, and we fund your purchase in between.
Why TAC
- Wired only to your closing attorney, once your end buyer's signed documents and funds are in escrow.
- Priced at 0.75% of the amount we fund, with a $1,000 minimum, paid at closing.
- Direct lender, not a broker. We fund your double closing ourselves, so you work with one team from contract to closing.
How it Works
- Send us both contracts, your closing date, and your closing attorney's contact information.
- We confirm your fee and set up escrow instructions with your closing attorney.
- Once your end buyer's signed documents and funds are in escrow, we wire our funds to your attorney.
- Both closings happen back to back. The attorney pays back our loan and fee from your end buyer's funds, and you keep your spread.
Program details
Double Closing Funding
Direct Funding for Wholesaler Double Closings
- Active: NC, GA, VA
- Fee: 0.75% of the amount funded; $1,000 minimum. Paid at closing.
- Funding: Your purchase price at closing (earnest money and due diligence money not financed)
- Closings: Back to back, with your closing attorney holding the funds in escrow
- Size: Up to $500K
- Notice: As soon as you have a closing date
- Eligibility: Investment Purpose Only; Entity Required; Signed Contract with Your End Buyer; End Buyer's Funds in Escrow Before We Fund
*Subject to our review of both contracts and your attorney's escrow instructions. Business-purpose loans to entities only. This is not a commitment to lend.
Frequently Asked Questions
Our fee is 0.75% of the amount we fund, with a $1,000 minimum. For example, $100,000 funded is $1,000, $200,000 is $1,500, and $400,000 is $3,000. It's paid at closing along with our loan.
Just both contracts (your purchase and your sale to your end buyer), your closing date, your closing attorney's contact information, and your entity's name. From there, we'll set up a quick call.
The sooner the better, so reach out as soon as you have a closing date. We know double closings often come together at the last minute, and a little extra notice helps everything go smoothly.
We wire our funds straight to your closing attorney once they confirm your end buyer's signed documents and funds are in escrow.
We don't fund earnest money or due diligence money. Our funding covers your purchase at closing.
Our funding is set up for closings that happen back to back. If your closings need to be spread out, give us a call before you commit and we'll talk it through.
Absolutely. We're happy to work with your attorney. We just need them to sign our escrow instructions.
That's why we wait until your end buyer's funds are in escrow before we fund. If your buyer backs out before then, nothing funds and there's no loan.
Yes, we'd be glad to help them. If your buyers need a fix and flip loan or a rental loan, send them our way. See our loan programs.
Have a double closing coming up?
TAC Lending
227 East Front Street, New Bern, North Carolina 28560, United States
Copyright © 2026 TAC Lending - All Rights Reserved.
Business‑purpose loans only. First‑lien only. Availability varies by state & program. Terms subject to change. Privacy Policy.
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