Loan Programs

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True 100% Financing on Purchase and Rehab with Standard Monthly Interest or Fixed Fee charged at Payoff

• Active: NC
• Rate / Fees: Contact for Current Rates / Fees
• Leverage: Up to 100% of Purchase and up to 100% of Rehab; ≤65% ARV
• Term: 3-6 Months 
• Size: $80K - $450K
• Valuation: 3rd Party Appraisal with case by case exceptions
• FICO: 700+
• Eligibility: Investment Purpose Only, Entity Required, 1-4 Unit Residential, 5+ Completed NC Deals w/in past 5 years, Subject to Liquidity Requirements and Underwriting

*Terms vary based on market, leverage, and credit

30 Year Options Based on Property Cashflow

• Active: NC, TN, VA, GA, and FL
• Rate: Contact for Current Rates
• Leverage: Up to 80% purchase / rate-term; 75% cash out
• Term: 30 Year Fixed / Hybrid ARMS (5/1, 7/1, 10/1)
• Size: $75K - $2MM
• Valuation: 3rd Party Appraisal
• DSCR: 1.00
• FICO: 680
• Amortization: Fully Amortizing or Partial Interest Only 
• Eligibility: Experience Not Required; 1-4 Unit Residential, Condos, Townhomes, PUD; No Rural; Entity Required

*Terms vary based on market, leverage, and credit

Build 1-4 Unit Residential - Up to 10 Properties

• Active: NC, TN, VA, GA, and FL
• Rate: Contact for Current Rates
• Leverage: up to 75% of land value/purchase + 100% construction; ≤70% ARV
• Term: 12 - 18 Months
• Size: $50K - $3MM
• Valuation: 3rd Party Appraisal
• Eligibility: 1-2+ Ground Up Experience; 1-4 Unit Residential; Entity Required

*Terms vary based on market, leverage, and credit