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Rental Portfolio Loans
Who This Is For
You're a real estate investor who owns multiple rental properties and wants to simplify your financing. Instead of managing separate loans on each property, a rental portfolio loan consolidates multiple rentals into one loan structure — underwritten on property cash flow, not your personal income. This is built for landlords who are scaling and want cleaner, simpler capital.
How it Works
- Send us your portfolio details — property addresses, current rents, and current loan balances.
- We respond with initial terms the same business day.
- You give us the go-ahead and we get started.
- We manage the process from documentation through closing.
Program details
Rental Portfolio (Blanket)
Roll Multiple Rentals into One DSCR Loan
- Active: NC, GA, VA
- Rate: Based on scenario - request same-day terms
- Leverage: Up to 80% LTV for Purchase or No Cash Out Refi; 75% LTV for Cash Out Refi
- Term: 30 Year Fixed / Hybrid ARMS (5/1, 7/1, 10/1)
- Size: $72K - $2MM
- Valuation: 3rd Party Appraisal
- DSCR: 1.05x; 90% Occupancy Required
- FICO: 680
- Amortization: Fully Amortizing or Partial Interest Only
- Eligibility: Experience Not Required; 1-4 Unit Residential, Condos, Townhomes, PUD; No Rural; Entity Required
*Terms vary based on market, leverage, and credit
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Business‑purpose loans only. First‑lien only. Availability varies by state & program. Terms subject to change. Privacy Policy.
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