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Rental Portfolio Loans
Who This Is For
You're a real estate investor who owns multiple rental properties and wants to simplify your financing. Instead of managing separate loans on each property, a rental portfolio loan consolidates multiple rentals into one loan structure, underwritten on property cash flow, not your personal income. This is built for landlords who are scaling and want cleaner, simpler capital.
How it Works
- Send us your portfolio details: property addresses, current rents, and current loan balances.
- We respond with initial terms the same business day.
- You give us the go-ahead and we get started.
- We manage the process from documentation through closing.
Program details
Rental Portfolio (Blanket)
Roll Multiple Rentals into One DSCR Loan
- Active: NC, GA, VA
- Rate: Based on scenario - request same-day terms
- Leverage: Up to 80% LTV for Purchase or No Cash Out Refi; 75% LTV for Cash Out Refi
- Term: 30 Year Fixed / Hybrid ARMS (5/1, 7/1, 10/1)
- Size: $72K - $2MM
- Valuation: 3rd Party Appraisal
- DSCR: 1.05x; 90% Occupancy Required
- FICO: 680
- Amortization: Fully Amortizing or Partial Interest Only
- Eligibility: Experience Not Required; 1-4 Unit Residential, Condos, Townhomes, PUD; No Rural; Entity Required
*Terms vary based on market, leverage, and credit
TAC Lending
227 East Front Street, New Bern, North Carolina 28560, United States
Copyright © 2026 TAC Lending - All Rights Reserved.
Business‑purpose loans only. First‑lien only. Availability varies by state & program. Terms subject to change. Privacy Policy.
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