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New Construction Loans

Request Same-Day Initial TermsCall (252) 349-0171

Who This Is For

You're a real estate investor planning a ground-up construction project in North Carolina — whether that's an infill build, a small residential development, or a single-family new build. You have a lot identified or owned, a budget, and a plan, and you need financing that covers the construction from dirt to certificate of occupancy. TAC Lending offers construction loans for investors who are building to sell or building to hold as long-term rentals.

How it Works

  1. Send us your project details — lot address, construction budget, your build experience, as-is land value, and completed value.
  2. We respond with initial terms the same business day.
  3. You give us the go-ahead and we get started.
  4. We manage the process from documentation through closing.

Program details

New Construction / Ground-Up

Build 1-4 Unit Residential - Up to 10 Properties


Active: NC

  • Rate: Contact for Current Rates
  • Leverage: Up to 75% of land value/purchase + 100% construction; ≤70% ARV
  • Term: 12 - 18 Months
  • Size: $50K - $3MM
  • Valuation: 3rd Party Appraisal
  • Eligibility: 1-2+ Ground Up Experience; 1-4 Unit Residential; Entity Required


*Terms vary based on market, leverage, and credit

Request Same-Day Initial TermsCall (252) 349-0171

TAC Lending

227 East Front Street, New Bern, North Carolina 28560, United States

(252) 349-0171

Copyright © 2025 TAC Lending - All Rights Reserved.

Business‑purpose loans only. First‑lien only. Availability varies by state & program. Terms subject to change.  Privacy Policy.

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